Home and Business Insurance Combined

It’s both your castle and your place of work, so it makes sense to have your home and business insurance combined under the one policy.

Insurance Web are here to help you design a policy to meet the needs of your home and your home-based business.

To talk about combining your insurance needs, phone Insurance Web on 1300 956 233 or submit an online enquiry here.

Insuring Your Home and Business in One

Home based businesses are a large and growing part of the modern business community and growing with nearly one million Australians already running a business from their home residence.

Like all businesses, home based operators need to ensure the correct level of insurance is purchased to protect the business, the business owner, customers and the home premises.

Standard homeowner policies generally exclude or do not provide adequate cover for home-based business activities, whereas small business package products are too complex and unaffordable for most small home businesses.

Insurance Web have access to a new concept in Home Insurance offered by a trusted supplier as a Home Business Extension. The Home Insurance product has been purposely designed to be different and, from a modern small businesses perspective making it simple, fit for purpose coverage, easy to purchase and affordable for Australian businesses operating from their own residences.

Why You Should Have a Home and Business Insurance Policy

If you run your business from home, in certain circumstance, such as Professional Services and Consulting or Information Technology business activities, you can combine your Legal Liability and Property insurance under the one policy. Insurance Web are able to source policies that offer a Home Business Extension to your existing home and contents insurance that will cover you.

Your Home Business Insurance Extension will cover:
- Legal liability.
- Property damage – floods or fires.
- Revenue protection.
- Business equipment – laptops, phones, cameras.
- Personal accident.

Why Combine Home and Business Insurance?

Deal with one provider and one policy all in one place.
Keeps things easy – you don’t have to worry about having two separate insurance policies for everything under the one roof.
You only need to make one claim to cover your business and home when damaged.

If you aren’t sure what will suit your home and business, speak to the experienced team at Insurance Web on 1300 956 233 and we’ll help you.